The Coming SaaS Pricing Armageddon

While much focus these past years has been on inflation it has mostly focused on physical goods. Anyone at the grocery store knows you are paying 30% or more than in the past. Airlines, food, housing, etc. have all gone up substantially. As written previously this has been exacerbated by extended low interest rates. The time to pay up on …

Interest Rate Effects on Fraud

Low-interest rates have been beneficial for many groups and people in an economy. However, there has not been much research into the unintended effects of a low-interest-rate environment regarding fraud. Interest rates can secure financial markets differently than most people think about them. A few articles in the past have explored the relationship between fraud and interest rates. One is …

Amazon Fraud Detector the One to Rule them All

Amazon has been steadily at work increasing their presence of more solutions for businesses to scale just like them. Now Amazon’s own fraud solution has been released which is sure to get the attention of a few of their competitors. When I first heard of them in beta I believed it would be an advanced tool that would be too …

How should companies approach security to maximize profits?

Now days security is becoming more important than ever with everyone going digital. With it comes a lot of risk that many companies are ignoring in the pursuit of getting through their downturn. More companies are going to start scrutinizing security line items and try to keep costs down. This approach works for awhile as during a crisis you do …

How to bring fraud to 0 in 2020?

I will explore some tactics that help reduce fraud to 0% when rounding down of course. Fraud defense is quite the game with many similarities to traditional security protection. The internet has been the perfect breeding ground for these malicious activities for digital transactions. It is up to companies to stay ahead of adversaries looking to harm you. Too few …

Evolution of Microfinance

Microfinance has needed to grow and survive as a reliable business which reaches many people. The reason there was explosive growth was because the businesses were able to evolve. Many MFIs realized that since they had such small costs that once mass produced they would be able to provide more services. One trend is that these institutions rely more heavily …

Ethics

Each day businesses encounter many situations that require employees to make a decision that they feel best fits the company. It is important that companies have a strong code of ethics and that employees will make them with an ethical approach. If decisions makers are susceptible to unethical behavior then they are not only harming themselves, but also the company …

Three Gorges Dam

The beginning of the Three Gorges Dam project was met by dissent from the Chinese and outsiders. Right away there was an ethical decision made by the promoters of the dam. The Premier of China at the time Li Peng had too much devotion for the project and did not take in to consideration outside views. A project supporter cannot …

Onboarding Vendors

A brief analysis of various vendors in the HCM space. The first vendor selected was Successfactors An SAP Company. They were founded in 2001 and eventually bought out by SAP and have headquarters in San Mateo, CA. They have several strengths and they were considered the market leader for on-boarding according to Gartner. They have been found to have best-in-class performance …

Microfinance Subsidy Efficiency

The microfinance industry has been growing rapidly with an influx of capital from many sources. The donors of these funds want to make sure that the subsidization of the MFI is being put to good use. Marek Hudon and Daniel Traca were able to research the efficiency effects of such subsidies in microfinance. The efficiency for a MFI was found …

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